​For assessment of diamonds and gemstones, we preferentially use the grading and report system of the Gemmological Institute of America (GIA).  For some loan processing involving diamonds or jewellery as collateral, and prospective diamond and jewellery purchases, the use of this independent, reliable, GIA certification program protects all parties and de-risks the transaction. Acquiring a GIA Certification on your diamond or gemstone is simple and enables us to provide the maximum loan or purchase value, to you.